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Curb Country Living

your premiere mortgage lender

The Curb Country Living Team is based in Killeen, TX. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced team of mortgage experts are here to help you find the ideal financing solution. The Curb Country Living team has over 20 years of lending experience. We consistently rank among the highest in overall customer satisfaction among Texas mortgage companies. Use any of the tools on this site today to find out how we can help you with your home financing needs.

Or call us now!
(254) 935-0475

Why Choose Us?

Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

COUNTRY HOMES

Ready to transform your dream of owning a countryside home into a reality? Let's make it happen! Your desire for open spaces and a tranquil, laid-back lifestyle awaits. 

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FARM & RANCH

Explore our wide range of tailored loan products, meticulously crafted to cater to the diverse needs of modern farmers, ranchers, and agri-businesses. 

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RECREATIONAL LAND

Ready to own countryside land? We're here to make those dreams a reality. Your vision of open spaces where your loved ones can enjoy freedom & fun is within reach.

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See what our clients are saying about us

Don't take our word for it, take theirs...

Todd Chafin

Billy and his crew are upfront and honest, telling you what you NEED to hear rather than what you WANT to hear. This, of course, helps to make better decisions with lasting consequences. Trustworthy!

Brad Newberry

Billy did a great job servicing my client and getting us closed on time. I'd highly recommend him to any of my future clients.

Mary Menix

Billy and his team have done a great job coordinating all of the necessary resources for my land purchase and home building experience. Highly recommend!!

Curb Country Living specializes in these

Texas Residential Mortgage Loans

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today.

Find out how you
can qualify today!

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Learn more about our
Jumbo loan options.

Country Home Loans

If you’ve been dreaming about buying, building or refinancing a home in the country, we’re prepared to help you turn your dreams into reality. 

Learn more about
Country Home Loans!

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

Learn how to qualify for
an FHA loan.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Learn more about
VA Loans today!

USDA Loans

There are many benefits to Texas USDA loans and could be a perfect fit for you and your family.

Learn more about
USDA Loans today!
Female agent gesturing left

Although we are located in Killeen and Lubbock, Texas, we offer unparalleled mortgage and refinance service to clients throughout the Great State of Texas!